Health insurance is incredibly important when trying to pay for medical bills resulting from injuries, illnesses, and other health-related issues. Different from an employer-provided plan, personal health insurance has options for you to manage and pay for your healthcare on your own.
Why do I need insurance?
There are a variety of reasons why a person needs to invest in health insurance. The most common reason for having health insurance is to address health-related issues proactively. Of course, at Altus Emergency Centers in Waxahachie, we realize that no one can predict the future. However, this inability to foresee future health problems is the exact reason why you need health insurance. Luckily, our center takes a wide variety of health insurance plans from many different providers.
What’s more, we understand that health insurance terms can often be confusing and even seem like reading another language. That’s why our friendly and experienced staff complements our excellent insurance dealings with our patient advocate program.
You’re Covered by Law
Although Altus is not part of the federal healthcare network, Federal and State laws dictate that in an actual emergency, patients must receive treatment, regardless of their insurance coverage. That means that any patient who visits our office will receive treatment whether they have insurance, are underinsured, or have no insurance provider. We stand by our mission to help patients in emergency medical situations, regardless of their financial situation.
Our insurance specialists are at the ready to help with your claims, no matter how complicated. In addition to our Patient Advocate payment plans and financing options, we also work with a large number of private insurance companies, such as Humana, AETNA, Cigna, Blue Cross, and United Health Care.
Our Mission is to Save Lives
Simply put, we are dedicated to saving lives. In order to do that, we are happy to offer the best available Affordable Care Act (ACA) discounts to patients. Depending on your situation, there are several discounts available for patients with insufficient or even no insurance. Our mission might be to save lives, but we are pledged to helping you save money at the same time.
The following notice has been posted in accordance with House Bill 2041 and is herby effective September 1, 2019:
- This facility is a freestanding emergency medical care facility.
- This facility charges rates comparable to a hospital emergency room and may charge a facility fee.
- Either the facility or a physician providing service at the facility may be out of network with the patient’s health insurance plan.
- The physician providing care at the facility may bill separately from the facility.
- This freestanding emergency medical care facility is out of network for all health benefit plans.
For more information about our pricing, please click here.
It is important to note that the out-of-pocket costs to a patient may differ from the prices in these lists because:
- Your physician may end up ordering other procedures, more testing, or utilizing additional drugs or supplies during the actual surgery, so the cost of the procedure may be different than what is shown.
- Your insurance may negotiate rates with our health system, and your particular plan design and where you are at during the year with regards to your deductible and out-of-pocket maximum can largely affect what you will be expected to pay out-of-pocket for your visit.
- If you do not have insurance, are underinsured, or if paying the full amount for treatment would cause financial significant difficulties, please contact us for financial assistance options, which may reduce the out-of-pocket costs for your visit.